Your overtime rate is probably higher than your hourly rate.
Time and a half is 1.5 × your regular rate of pay. If you earned a bonus, commission or shift premium this week, federal law folds it into that rate first. Almost no calculator does this.
What you are owed
What changes your overtime rate
Overtime is 1.5× your regular rate of pay — which is not always the same thing as your hourly rate.
Non-discretionary bonuses
Attendance, production, and safety bonuses are spread across the hours you worked, lifting the rate your overtime is calculated from.
Two rates in one week
Work part of the week at a different rate and overtime is based on the weighted average of both, not on either one alone.
Shift differentials
A night or weekend premium counts toward the regular rate the same way a bonus does.
What does not count
Discretionary gifts, expense reimbursements, and paid time off you did not work are excluded.
What time and a half actually pays
The multiplier is always 1.5. What it multiplies is the part employers get wrong.
At $20 an hour with no extras, time and a half is $30 an hour. Add a $100 attendance bonus to a 46-hour week and the regular rate becomes $22.17, so the overtime rate is $33.26 — about $19 more across those six hours than the plain multiplication gives.
Double time is twice the regular rate. No federal law requires it; California is the main state that does, after 12 hours in a day and after 8 hours on a seventh consecutive workday. See the time and a half calculator for a rate-by-rate table.
Overtime rules by state
Federal law sets the floor at 40 hours. Some states add a daily rule on top.